Black horse appraises personal and business property of all types and for a variety of reasons: divorce, estate settlement, insurance claims, business closure, "down sizing" or "up sizing" partnerships and insurance coverage.

We appraise at several levels:

1. Fair market value: this level represents what the public will pay for any given items that is advertised and displayed properly. The sale method may be auction, estate sale or private treaty. Any special selling procedure required is stated in the appraisal.
   
   
2. "In place" fair market value: this value reflects a higher value as the items being sold will be used where they are and thereby making them more valuable to the buyer.
   
   
3. Replacement value: this represents new cost or antique store costs for antique or collectible items – this value is normally used in insurance cases –
   
   
4. Salvage or distressed sale value: this value reflects a condition where the seller is forced to sell quickly items that would carry a higher value if time were available to market them properly – 100,000 cassette tapes, lawn and garden item in November etc.

We are court tested and are recognized experts in the area.